:root{--ink:#172033;--muted:#657184;--line:#e5e8ec;--cyan:#4f9bb4;--cyan-dark:#367f98;--gold:#baa87b;--night:#121719;--paper:#fffdf8;--soft:#f7f9fa;--green:#1d6f5e;--danger:#9b3f42}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%}
.shell{width:min(1060px,calc(100% - 36px));margin:auto}
.skip-link{position:absolute;left:-999px;top:8px;z-index:100;padding:10px 14px;border-radius:8px;background:#fff;color:var(--ink);font-weight:800}.skip-link:focus{left:10px}
.topbar{border-bottom:1px solid var(--line);background:rgba(255,255,255,.96);position:sticky;top:0;z-index:30;backdrop-filter:blur(12px)}
.topbar-inner{min-height:66px;display:flex;align-items:center;gap:20px}.brand{display:flex;align-items:center;gap:11px;text-decoration:none}.mark{font:italic 37px/1 Georgia,serif;color:var(--gold);letter-spacing:-.12em}.brand-copy{font-size:.76rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.nav{margin-left:auto;display:flex;align-items:center;gap:17px}.nav a{text-decoration:none;color:#526074;font-size:.86rem;font-weight:750}.nav a:hover,.nav .active{color:var(--ink)}.nav .read{background:var(--night);color:#fff;padding:10px 14px;border-radius:10px}.nav .read:hover{color:#fff}
.hero{padding:66px 0 70px;background:radial-gradient(circle at 88% 8%,rgba(79,155,180,.12),transparent 29%),linear-gradient(180deg,#fff,#fffdf8)}.hero-inner{max-width:835px}.eyebrow{font-size:.72rem;font-weight:850;letter-spacing:.16em;text-transform:uppercase;color:var(--cyan-dark);margin-bottom:14px}.hero h1{font-size:clamp(3rem,7vw,5.45rem);line-height:.94;letter-spacing:-.06em;margin:0 0 20px}.lede{max-width:760px;color:#536075;font-size:clamp(1.05rem,1.8vw,1.2rem);line-height:1.68;margin:0}.hero-actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 18px;border-radius:11px;text-decoration:none;font-weight:850;border:1px solid transparent}.button-primary{background:var(--night);color:#fff}.button-secondary{background:#fff;border-color:#d8dde4}.button-cyan{background:var(--cyan-dark);color:#fff}.fine{color:#7d8794;font-size:.82rem;line-height:1.6;margin:14px 0 0}
.section{padding:72px 0}.section.soft{background:var(--soft);border-block:1px solid var(--line)}.section.paper{background:var(--paper)}.section h2{font-size:clamp(2.05rem,4vw,3.5rem);line-height:1.03;letter-spacing:-.045em;margin:0 0 15px}.section-intro{color:var(--muted);line-height:1.72;max-width:760px;margin:0}
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:31px}.card{padding:25px;border:1px solid var(--line);border-radius:19px;background:#fff}.card-icon{display:grid;place-items:center;width:38px;height:38px;border-radius:11px;background:#edf7fa;color:var(--cyan-dark);font-weight:900;margin-bottom:18px}.card h3{font-size:1.08rem;margin:0 0 8px}.card p{margin:0;color:var(--muted);line-height:1.65;font-size:.93rem}.card a{display:inline-block;margin-top:15px;color:var(--cyan-dark);font-size:.9rem;font-weight:850;text-decoration:none}.card a:hover{text-decoration:underline}
.contact-box{display:grid;grid-template-columns:1.05fr .95fr;gap:26px;padding:31px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:0 22px 55px rgba(23,32,51,.06)}.contact-box h2{font-size:clamp(1.9rem,3.5vw,3rem);margin:0 0 12px}.contact-box p{color:var(--muted);line-height:1.7;margin:0}.contact-actions{display:grid;gap:10px}.contact-link{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:15px 17px;border:1px solid var(--line);border-radius:13px;background:#fff;text-decoration:none;font-weight:800}.contact-link small{display:block;color:var(--muted);font-weight:600;margin-top:3px}.contact-link>span:last-child{color:var(--cyan-dark)}
.checklist{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:30px}.check{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff}.check h3{margin:0 0 12px;font-size:1.05rem}.check ul{margin:0;padding-left:20px;color:#536075}.check li{margin:9px 0;line-height:1.55}
.faq{max-width:850px}.faq details{border-top:1px solid var(--line);padding:19px 0}.faq details:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:820}.faq p,.faq ul{margin:11px 0 0;color:var(--muted);line-height:1.68}.faq a{color:var(--cyan-dark);font-weight:800;text-decoration:none}.faq a:hover{text-decoration:underline}
.notice{padding:20px 22px;border-left:4px solid var(--gold);background:#fffcf4;border-radius:0 14px 14px 0;color:#5c6472;line-height:1.7}.notice strong{color:var(--ink)}.notice.cyan{border-left-color:var(--cyan);background:#f4fbfd}.notice.green{border-left-color:var(--green);background:#f4fbf8}
.legal-hero{padding:56px 0 48px;background:linear-gradient(180deg,#fff,#fffdf8);border-bottom:1px solid var(--line)}.legal-hero h1{font-size:clamp(2.7rem,6vw,4.8rem);line-height:.98;letter-spacing:-.055em;margin:0 0 15px}.legal-hero p{max-width:760px;color:var(--muted);line-height:1.68;margin:0}.legal-meta{margin-top:14px!important;font-size:.86rem;color:#7a8491!important;font-weight:700}
.legal-layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:52px;padding-top:58px;padding-bottom:78px}.legal-toc{position:sticky;top:92px;align-self:start;display:grid;gap:4px}.legal-toc a{padding:8px 10px;border-radius:8px;color:#667085;text-decoration:none;font-size:.87rem;font-weight:700}.legal-toc a:hover{background:var(--soft);color:var(--ink)}.legal-copy{min-width:0}.legal-copy>section{scroll-margin-top:92px;padding:0 0 33px;margin:0 0 33px;border-bottom:1px solid var(--line)}.legal-copy>section:last-child{border-bottom:0;margin-bottom:0}.legal-copy h2{font-size:1.45rem;letter-spacing:-.025em;margin:0 0 13px}.legal-copy h3{font-size:1.05rem;margin:23px 0 8px}.legal-copy p,.legal-copy li{color:#536075;line-height:1.75}.legal-copy p{margin:0}.legal-copy p+p{margin-top:13px}.legal-copy ul{margin:12px 0 0;padding-left:22px}.legal-copy li{margin:7px 0}.legal-copy strong{color:var(--ink)}.legal-copy a{color:var(--cyan-dark);font-weight:750;text-underline-offset:3px}.legal-note{margin:0 0 32px!important;padding:19px 21px;border:1px solid #d8e9ef;border-radius:15px;background:#f5fbfd;color:#536075!important}
.data-table{width:100%;border-collapse:collapse;margin-top:16px;font-size:.9rem}.data-table th,.data-table td{text-align:left;vertical-align:top;padding:13px 12px;border:1px solid var(--line);line-height:1.55}.data-table th{background:var(--soft);color:var(--ink)}.data-table td{color:#536075}
.footer{border-top:1px solid var(--line);padding:28px 0;color:#7b8797;font-size:.82rem}.footer-inner{display:flex;justify-content:space-between;gap:20px}.footer-links{display:flex;flex-wrap:wrap;gap:15px}.footer a{text-decoration:none}.footer a:hover{color:var(--ink)}
@media(max-width:860px){.card-grid{grid-template-columns:1fr}.contact-box,.checklist{grid-template-columns:1fr}.legal-layout{grid-template-columns:1fr;gap:28px}.legal-toc{position:static;display:flex;flex-wrap:wrap;gap:4px;padding-bottom:20px;border-bottom:1px solid var(--line)}}
@media(max-width:620px){.shell{width:min(100% - 28px,1060px)}.brand-copy{display:none}.nav a:not(.read):not(.active){display:none}.hero{padding:48px 0 52px}.hero-actions{display:grid}.button{width:100%}.section{padding:58px 0}.contact-box{padding:24px 20px}.legal-hero{padding:42px 0 38px}.legal-layout{padding-top:38px;padding-bottom:58px}.legal-toc{display:none}.data-table{display:block;overflow-x:auto}.footer-inner{flex-direction:column}}